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Buying a home?

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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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DSCR Investor Loan

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Jumbo

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Renovation

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USDA

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

Chris Carr

Certified Mortgage Advisor //  NMLS #1431347

Hi, I’m Chris! I’ve been a mortgage professional since 2011 and have helped over 2,000 people experience homeownership. I’ve also bought over 100 houses as a real estate investor since 2009. I grew up in a lower class household in a small town where we were on food stamps and sponsored by our church as a family in need. Buying my first home changed my life and I want homeownership to help change yours as well.

Our passion is to help you make informed real estate, mortgage, and wealth decisions by creating a specific mortgage strategy that maximizes your wealth and your wellbeing. Buying a home is likely the largest purchase you will make and also the largest debt you will ever acquire. Being rushed into a mortgage decision by a commission-driven salesperson that does not have your best interest in mind, is not the right thing to do. We have the tools, knowledge, and resources to show you that the lowest mortgage rate is not always the best mortgage strategy. We look to minimize your overall mortgage cost, while simultaneously maximizing the amount of wealth that you build through real estate and other assets. Together, we will navigate the pitfalls of the home buying and mortgage processes, giving you greater confidence and comfort that you’re working with the right Mortgage Advisor.

Prior to venturing into the mortgage industry, I served as an Intelligence Specialist for the US Navy, receiving numerous awards, medals, and certificates, including a Military Excellence Award (the top recruit of over 720) and a Joint Commendation Medal for meritorious service in Iraq supporting Joint Special Operations Command. I graduated from Central Washington University with a Bachelor’s Degree in Economics and a Minor in Business Administration.

chris@freedomhl.com(719) 445 7979Schedule a Call
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Chris Carr Mortgages