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We help make educated mortgage decisions to build long-term wealth for you and your family!

We help make educated mortgage decisions to build long-term wealth for you and your family!

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

Chris Carr

Certified Mortgage Advisor //  NMLS #1431347

Hi, I’m Chris! I’ve been a mortgage professional since 2011 and have helped over 2,000 people experience homeownership. I’ve also bought over 100 houses as a real estate investor since 2009. I grew up in a lower class household in a small town where we were on food stamps and sponsored by our church as a family in need. Buying my first home changed my life and I want homeownership to help change yours as well.

Our passion is to help you make informed real estate, mortgage, and wealth decisions by creating a specific mortgage strategy that maximizes your wealth and your wellbeing. Buying a home is likely the largest purchase you will make and also the largest debt you will ever acquire. Being rushed into a mortgage decision by a commission-driven salesperson that does not have your best interest in mind, is not the right thing to do. We have the tools, knowledge, and resources to show you that the lowest mortgage rate is not always the best mortgage strategy. We look to minimize your overall mortgage cost, while simultaneously maximizing the amount of wealth that you build through real estate and other assets. Together, we will navigate the pitfalls of the home buying and mortgage processes, giving you greater confidence and comfort that you’re working with the right Mortgage Advisor.

Prior to venturing into the mortgage industry, I served as an Intelligence Specialist for the US Navy, receiving numerous awards, medals, and certificates, including a Military Excellence Award (the top recruit of over 720) and a Joint Commendation Medal for meritorious service in Iraq supporting Joint Special Operations Command. I graduated from Central Washington University with a Bachelor’s Degree in Economics and a Minor in Business Administration. 445 7979Schedule a Call
Chris Carr Mortgages

Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

Mortgage Loan

How the process works



There are a few critical documents we will need to verify to start your process.



The appraisal ensures the home you are buying is worth the price that is being offered.


Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.


Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.


Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.



Signing the final documentation and receiving the keys to your new home!